(i) The range of retail banking solutions and retail banking products available as a result of electronic shipping and delivery devices and various supply methods;
(B) For each of a lender's facility-primarily based evaluation parts in a nonmetropolitan space, the Nonmetropolitan Nationwide Community Development Funding Benchmark steps the greenback quantity of Local community enhancement loans and community improvement investments that reward or serve nonmetropolitan regions from the nationwide area for all significant depository establishments in comparison with deposits located in nonmetropolitan places during the nationwide region for all big depository establishments.
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Percentage of full amount of owner-occupied housing models in very low- and reasonable-earnings census tracts during the relevant Retail Lending Examination Location which might be in minimal-income census tracts.
Federal Direct Loans are offered to undergraduate and graduate college students who will be U.S. citizens or long term people regardless of the demonstration of eligibility for want-primarily based support.
A lender that includes modified or additional performance analysis parts with accompanying annual measurable plans in its system should specify in its plan annual measurable targets that represent “Satisfactory” performance and may specify annual measurable targets that constitute “Exceptional” functionality.
An amendment to a plan ought to comply with all relevant requirements of the section, unless the Board waives a necessity as not relevant.
Proportion of full number of owner-occupied housing models in low- and reasonable-revenue census tracts during the applicable Retail Lending Take a look at Location which have been in average-revenue census tracts.
A financial institution may prepare an individual program or individual options for its facility-primarily read more based evaluation spots, retail lending assessment places, outside the house retail lending location, or other geographic regions that will be evaluated during the absence of the authorized system.
(A) Distributing the Original draft approach for publication to the Board's Site and by publishing the initial draft program within the bank's Site, If your lender maintains a single; and
ii. For the geographic distribution regular of each key product line, the weighting assigned to each category of designated census tracts is based within the demographics with the Retail Tests Area as outlined in the following table:
(ii) Any county inside of a nonmetropolitan area where the bank didn't originate or purchase any closed-end dwelling home finance loan loans, little business enterprise loans, tiny farm loans, or auto loans if auto loans are a product line with the bank.
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suggests, notwithstanding the definition of “smaller farm” With this part, a loan included in “loans to small farms” as noted in Plan RC-C of the Call Report.